Insurance Claims

Insurance Claims and Coverage Disputes

Attorneys at Sasscer, Clagett & Bucher (SCB) assist clients in recovering insurance benefits, and represent policyholders in settlement negotiations, coverage disputes, and insurance bad faith claims. We handle disputes involving homeowner's insurance, auto insurance, fire insurance, personal liability insurance, health insurance, private disability insurance, and business insurance.

Do I have a case?

Has your insurance company treated you unfairly? An insurance policy is a business contract. If you have paid your premiums, the insurance provider is required to compensate you for specific losses covered under the policy. If your insurance company has denied a legitimate claim or has failed to pay your benefits in a timely manner, you may have a claim for insurance bad faith. We invite you to contact our Upper Marlboro office to arrange to speak with a lawyer with experience in insurance bad faith claims and coverage disputes.

Motor vehicle insurance and injury claims

If you were injured in a car accident, a representative of your auto insurance company may visit your bedside in the hospital or arrive at the scene of the crash while you are groggy from the impact. This is not because of the insurance company's concern for your welfare, but a strategy designed to minimize the company's payment of benefits.

In a case involving a serious personal injury, it is extremely important, in order to preserve your right to full compensation for your loss, that you do not make any statement to the representative or sign a settlement offer without the advice of your attorney.

Coordinating medical, auto, and disability benefits

A serious injury may entitle you to benefits from several policy provisions, including your health insurance, PIP (personal injury protection), uninsured motorist, underinsured motorist, Medicare, Medicaid, Social Security Disability, and medical liability provisions, the tangle of claims can be discouraging. It is easy to miss a filing deadline, or to fail to identify a responsible party. It is important to coordinate the respective claims in order to maximize their overall benefit. Our lawyers and staff help our clients at every phase of the process, seeing that they get coverage through assignments and authorizations, and negotiating liens and paybacks.

If you are involved in a coverage dispute, or would like to talk to one of our lawyers about your accident injury claim, please call 301-627-5500 or e-mail our office to arrange a consultation. We meet with clients in offices in Upper Marlboro and La Plata.

Sasscer, Clagett & Bucher
Prince George's County, Maryland